Open Enrollment
Open Enrollment for 2027 benefits is November 9–20, 2026.
This is your annual opportunity to enroll in or make changes to these benefits:
- Medical, dental, and vision insurance
- Re-enroll in flexible spending accounts (FSAs) and/or Health Savings Account (HSA)
- Voluntary life / AD&D insurance
- Accident, critical illness, and hospital indemnity insurance
Action Required: Vision and FSA / HSA
- Vision: Log in to ADP Workforce Now to elect the VSP Vision Plan. Your current EyeMed Vision election will not transfer to the new plan year.
- FSA / HSA: Re-elect your FSA and/or HSA contributions; current elections will not carry forward.
Enrollment Guides & Resources
2027 Benefit Guide — link pending publication.
Easy Guide to Understanding HSA – HDHP — link pending publication.
Need Help?
Email benefits@exterro.com if you have questions about your benefits or how to enroll.
How to Enroll
When you’re ready to enroll or make changes, visit ADP Workforce Now (enrollment URL pending).
Username: Your last saved username. If you cannot remember it, contact benefits@exterro.com.
Password: Your last saved password. If you forgot it, reset it on the login screen.
Additional Step for Recent New Hires
If you’re hired during Open Enrollment, you’ll need to enroll twice: first for the current plan year, then again for 2027.
What’s New and Changing in 2027
Plan Costs
2027 Medical Rates
CIGNA HDHP
Employee Only: $0.00
Employee and Spouse/DP: $139.50
Employee and Children: $114.00
Employee and Family: $253.50
CIGNA PPO
Employee Only: $57.30
Employee and Spouse/DP: $234.50
Employee and Children: $202.00
Employee and Family: $379.00
KAISER HDHP
Employee Only: $0.00
Employee and Spouse/DP: $139.50
Employee and Children: $114.00
Employee and Family: $253.50
KAISER DHMO
Employee Only: $57.00
Employee and Spouse/DP: $234.50
Employee and Children: $202.00
Employee and Family: $379.00
2027 Dental Rates
CIGNA DENTAL
Employee Only: $2.50
Employee and Spouse/DP: $24.00
Employee and Children: $27.50
Employee and Family: $54.00
2027 Vision Rates
VSP VISION
Employee Only: $0.50
Employee and Spouse/DP: $2.50
Employee and Children: $3.00
Employee and Family: $6.50
Contribution Limits
Flexible Spending Accounts (FSA)
In 2027, you can contribute up to:
- Health Care or Limited Purpose FSA – $3,500
- Dependent Care FSA – $7,500
Health Savings Account (HSA)
In 2027, you can contribute up to:
- Individual medical coverage – $4,500
- Family medical coverage – $9,000
Exterro contribution:
- Individual medical coverage – $700
- Family medical coverage – $1,200
Commuter Benefits
In 2027, you can contribute up to:
- Parking – $350
- Public Transportation – $350
Ready to enroll?
Before you enroll, see what’s new and changing for the next plan year. There may be changes that are important to you.
You have until 11:59 p.m. on November 20, 2026 to enroll or make changes. As a reminder, if you do nothing by the deadline, all your current benefits except Vision, FSAs and HSA will continue in 2027.