Disability Insurance

Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.

Short-Term Disability (STD)

  • You are eligible to receive STD benefits after you have been disabled for 7 days due to a non-work-related illness or injury. 
  • Replaces up to 60% of your eligible income, up to a maximum of $1,500 per week. 
  • Benefits end after 13 weeks.

      Long-Term Disability (LTD)

      • You are eligible to receive LTD benefits after 90 days of disability.
      • Replaces up to 60% of your eligible income, up to a maximum of $7,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.